Use a bill negotiation service

Services like Rocket Money (formerly Truebill) and Billshark negotiate your bills on your behalf. They contact providers, request lower rates, and cancel unwanted subscriptions. They typically charge a percentage (40-60%) of the first year's savings.

Why It Works

These services have trained negotiators who know exactly which levers to pull with each provider. They handle the time-consuming phone calls and follow-ups so you do not have to.

Tips

• Rocket Money also tracks subscriptions and alerts you to price increases
• Billshark guarantees savings or you pay nothing
• The fee structure means you only pay if they actually save you money
• Best for people who dislike making phone calls or negotiating